investments.chapmanestates.com

Your Bespoke Property Partner in the North East

Why Chapman Estates?

Unlike national agencies, we don’t believe in “one size fits all” property lists. We offer a true 1-to-1 partnership. When you work with us, you aren’t just a number in a database—you are a client with a dedicated expert who understands your specific financial goals.

We specialise exclusively in the North East. We live here, we work here, and we know every street in:

  • Newcastle Upon Tyne & Gateshead

  • Northumberland

  • Sunderland

  • County Durham

Our hyper-local focus means we find “hidden gem” deals that national companies miss, ensuring you get the best possible entry price and maximum growth potential.

What do we offer?

A Full-Circle Investment Solution We take the stress out of building a portfolio by handling the heavy lifting:

  • Personal Sourcing: We hunt for properties based on your specific criteria, not just what’s on the open market.

  • Project Management: From clearing out “bombsites” to high-spec finishes, our local power team manages the entire refurbishment.

  • Vetted Tenancy: We use our local reputation to find and vet high-quality tenants, often before the renovation is even complete.

  • Portfolio Growth: We help you navigate the BRRRR process so you can recycle your capital and scale effectively.

Have you got at least £50,000 in savings for a BRRR investment?

We want our investors to succeed from Day 1. While some may claim you can start with less, we recommend a minimum liquid capital of £50,000 for a successful North East BRRRR project. Here is why:

  1. The Deposit: To secure a Buy-to-Let mortgage, you typically need a 25% deposit. In our target areas, this usually equates to £20k–£35k.

  2. Professional Fees: You must account for Stamp Duty (including the 3% investment surcharge), solicitor fees, and survey costs.

  3. The Refurbishment Buffer: To truly “force” appreciation and pull your money back out, you need enough capital to fund a high-quality renovation.

  4. Safety Net: Having a cash buffer ensures you can handle unexpected repairs or mortgage payments during the refurb phase without financial stress.

This starting amount ensures you have enough “skin in the game” to create a high-yielding, high-quality asset that a bank will be happy to refinance.

Don't have £50,000? Consider a Buy To Let (BTL) Investment...

Our BTL sourcing model is designed for investors seeking long-term wealth preservation and consistent monthly cash flow. We identify high-yielding residential assets in the North East that outperform traditional savings and stock market returns.

  • Sourcing & Due Diligence: We find off-market or under-valued properties in high-demand rental pockets.

  • Acquisition & Legal: We manage the negotiation and oversee the conveyancing process to ensure a smooth exchange.

  • Tenancy & Management: We can introduce you to vetted local partners to ensure your asset is managed and generating rent from Day 1.

To maintain the quality of your portfolio and ensure mortgage-ability, we require a minimum investment of £35,000. This typically covers:

  • Your 25% Deposit for a North East asset.

  • Professional Sourcing Fees.

  • Legal costs and Stamp Duty.

Lets run your numbers...

Book Your 1-to-1 Strategy Call: Ready to see what the North East market can do for your wealth? Book a call directly into our calendar. We’ll discuss:

  • Your current budget and timelines.

  • Which North East postcodes align with your goals.

  • How we can tailor our service to your specific needs.

What about a Property Flip?

For investors looking to grow their capital base quickly, our Property Flip strategy focuses on high-impact renovations. We target distressed or undervalued assets in the North East, execute a strategic refurbishment, and exit within 6–10 months to realize a significant lump-sum profit.

  • Strategic Acquisition: We source “problem properties”—auctions, repossessions, or unmortgageable shells—purchased significantly below market value.
  • The Value-Add: Our vetted build teams execute a targeted renovation designed specifically to hit the “ceiling price” of the local area.
  • The Exit: We market the property to residential buyers at full market value, aiming for an average ROI of 15-20% per project.
Due to the intensive nature of refurbishments and the need for rapid execution, our Flip projects require a minimum liquid capital of £100,000.
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